SR-22 Insurance Information for California Motorists

Going through the process of choosing a SR-22 insurance plan there’s a good chance you’ve experienced how overwhelming it can be. There are many types of policies to consider and factors to keep in mind when it comes to SR-22 insurance providers. If you plan to move from one state to another there are different rules and regulations regarding SR-22 insurance coverage. In California if you ever face a driver’s license suspension they will require an SR-22 filing in order to have your driving privileges reinstated.

Reasons For Submitting an SR-22 Insurance Form in California

SR-22, commonly referred to as “SR-22 insurance,” can be a bit confusing to understand if you aren’t familiar with the term. It’s not an actual insurance policy but is actually a form that serves as proof of financial responsibility once it is properly filed with the DMV. For the most part, motorists that are obligated to submit an SR-22 insurance document fall into one of three categories. These consist of DUI citations, numerous points being accumulated on a driving record in a short timeframe and getting caught being uninsured or underinsured, especially when involved in an accident.

How Long Does California Require SR-22 Insurance to be Carried?

In most circumstances, you will need to carry SR-22 insurance for three years under California law. The conditions may vary from situation to situation, so it’s important to know the status of your individual case. One thing that remains constant is that  you can never let your policy lapse or be canceled during the entire duration you are required to have it or you will risk a suspension once again.

Who Can File Your SR-22 in California?

In California, your SR-22 form must be filed by an insurance company that is qualified by the state to do so. Not all are eligible or willing to provide SR-22 coverage, so it is recommended that you shop around when looking for a provider. This will also allow you to find the best sr22 policy pricing available to you.  Fortunately, websites such as can get you multiple quotes in minutes, reducing the time and energy spent comparing companies.